A PACT ARC support initiative

Mithaq InitiativeLegal support for small and medium-sized companies

We pursue the receivables of small and medium-sized companies and litigate on their behalf through to collection — with no upfront fees.

We review every file and give you our acceptance decision within 48 hours, with no obligation.

Time left to submit claims

70days
03hours
50minutes
13seconds

10 October 2026 – 7 January 2027

SAR 0
Upfront professional fees
From 10%
Of the amount actually collected, by collection stage
SAR 1,000,000
Minimum claim value
20 claims
Maximum accepted after review
01Submit a claim

Submit your claim

Just four fields — we contact you after reviewing the file to give you our acceptance decision.

This form is for preliminary details only — please do not send confidential information or documents through it. To send documents, email us at info@pactarc.com.

By submitting the request, you agree to the Privacy Policy.

Contact

What to attach initially

A claim summary, its value and core documents (contract, invoices, correspondence).

02Who it serves

Beneficiary companies

The initiative is designed for small and medium enterprises operating in Saudi Arabia, notably:

  • Suppliers & trading firms

  • Contractors & subcontractors

  • Professional & technical services

  • Retail, wholesale & distribution

  • Agencies, marketing & media

  • Industrial & manufacturing

Minimum claim value SAR 1,000,000, with priority for claims of SAR 2,000,000 and above.

03Eligible claims

Types of claims

  1. 01

    Commercial disputes

    Breach of commercial contracts and agreements and claims for compensation.

  2. 02

    Unpaid supply invoices and receivables

    Goods or materials delivered and not paid for.

  3. 03

    Service-contract receivables

    Services performed under a contract or purchase order without payment.

  4. 04

    Contracting payment certificates

    Completed or approved payment certificates that remain unpaid.

  5. 05

    Commercial paper

    Cheques or promissory notes that have not been paid.

  6. 06

    Unperformed settlement agreements

    Debt acknowledgements or payment schedules the debtor has not honoured.

04How it works

How the initiative works

  1. 01

    Submit the request

    The client sends a claim summary and its core documents.

  2. 02

    Study & review

    Review of documents, conflicts of interest, legal merit and collectability.

  3. 03

    Decision & engagement

    Acceptance or decline, and signing the engagement on acceptance.

  4. 04

    Amicable demand

    An amicable demand before litigation, where the regulator requires it.

  5. 05

    Litigation & enforcement

    Filing and following the case, then enforcement when needed.

  6. 06

    Collection & settlement

    Fees computed on the amount actually collected and settled per the contract.

05Fee schedule

Fees on collection

Collection before filing
10%
After filing, before first-instance judgment
15%
After judgment or via enforcement
20%
  • The percentage is computed on the amount actually collected, plus VAT.
  • Some cases may exceed 20% depending on the case.
  • If no collection is achieved, no professional litigation fees are due; external expenses remain per the contract.

Expenses not covered by the fee

  • Court costs
  • Expert fees
  • Translation
  • Notarization
  • External expenses

No guarantee of outcome

Accepting a request is not a guarantee of a judgment or collection; each claim's outcome depends on the strength of its documents, the soundness of its legal position, the counterparty's solvency and the competent authorities' findings. PACT ARC commits to the due professional care within the scope of the contract.

Representation & licensing

Litigation and enforcement under this initiative are handled by PACT ARC Law Firm & Legal Consultations, a licensed professional company (Unified National Number 7055139013), under the terms of the signed engagement.

This document introduces the initiative and is not legal advice or a contractual offer; the relationship is governed by the signed engagement between the client and PACT ARC.